Bank Of India Recruitment 2026: Bank Of India Recruitment 2026 has officially been announced, bringing a golden opportunity for banking aspirants across India. Bank of India (BOI) has released a detailed notification for the recruitment of 514 Credit Officer (GBO) posts across multiple scales. Both male and female Indian candidates are eligible to apply through the online application process on the official BOI website.
We have prepared this quick, simple, accurate, and fully updated guide covering eligibility, important dates, application fees, age limit, educational qualification, selection process, exam pattern, salary, and step-by-step application process, ensuring maximum clarity and search visibility.
Bank Of India Recruitment 2026 – Official Overview
The recruitment drive aims to strengthen BOI’s credit vertical by appointing skilled professionals at different management levels. Below is a complete snapshot of the recruitment details:
| Particulars | Details |
| Recruitment Organization | Bank of India (BOI) |
| Post Name | Credit Officer (GBO) |
| Scale | SMGS-IV, MMGS-III & MMGS-II |
| Advertisement No. | Credit Officer (GBO) 2025-26/01 |
| Total Vacancies | 514 Posts |
| Job Location | All India |
| Salary | ₹64,820 – ₹1,02,300 (Scale-wise) |
| Category | Bank Of India Credit Officer Recruitment 2026 |
| Mode of Application | Online |
| Application Dates | 20 December 2025 to 5 January 2026 |
| Official Website | bankofindia.bank.in |
Bank Of India Recruitment 2026 Important Dates
Candidates must strictly adhere to the timeline mentioned below. Late submissions will not be accepted under any circumstances.
| Event | Date |
| Online Application Start Date | 20 December 2025 |
| Last Date to Apply Online | 20 December 2025 |
| Examination Date | To be Notified |
Bank Of India Credit Officer Vacancy 2026 Details
A total of 514 vacancies have been announced for the post of Credit Officer (General Banking Officer – GBO) across multiple scales. The distribution ensures wide opportunities for experienced and qualified candidates seeking a stable and prestigious banking career.
Bank Of India Recruitment 2026 Application Fee
The application fee varies category-wise. Payment must be made online only through debit card, credit card, net banking, or UPI.
| Category | Application Fee |
| General / OBC / EWS | ₹850 |
| SC / ST / PwBD | ₹175 |
| Payment Mode | Online |
Bank Of India Recruitment 2026 Age Limit
The age limit for Credit Officer posts depends on the applied scale. Age calculation will be done as on 1 November 2025.
- Minimum Age: 25 Years
- Maximum Age: 40 Years
Age Relaxation:
Reserved category candidates will receive upper age relaxation as per Government of India rules, applicable to SC, ST, OBC, PwBD, and other eligible categories.
Bank Of India Recruitment 2026 Educational Qualification
To be eligible for the Credit Officer (GBO) post, candidates must fulfill the following academic and professional criteria:
- Graduation Degree with a minimum of 60% marks
- Additional professional qualifications, diplomas, or certifications related to finance, banking, or credit management
- Relevant work experience in the banking or financial sector is mandatory
Note: Detailed and scale-wise qualification requirements must be checked in the official notification before applying.
Bank Of India Credit Officer Salary 2026
Selected candidates will receive an attractive salary package based on the applied scale:
- MMGS-II: ₹64,820 (Approx.)
- MMGS-III: ₹85,920 (Approx.)
- SMGS-IV: ₹1,02,300 (Approx.)
In addition to basic pay, candidates will be entitled to DA, HRA, CCA, medical benefits, pension, and other allowances as per BOI norms.
Bank Of India Recruitment 2026 Selection Process
The selection process for BOI Credit Officer Recruitment 2026 consists of the following stages:
- Online Written Examination
- Personal Interview
- Document Verification
- Medical Examination
The final merit list will be prepared based on the combined performance in the online test and interview.
Bank Of India Recruitment 2026 Exam Pattern
The online examination is designed to assess both general aptitude and professional knowledge.
| S. No. | Test Name | Questions | Marks | Duration |
| 1 | English Language | 25 | 25 | |
| 2 | Reasoning Ability | 25 | 25 | |
| 3 | Quantitative Aptitude | 25 | 25 | Composite Time: 120 Minutes |
| 4 | Professional Knowledge (Relevant) | 75 | 75 | |
| Total | 150 | 150 |
Minimum Qualifying Marks
- General Category: 35%
- Reserved Categories: 30%
Negative Marking
- ¼ mark will be deducted for each wrong answer.
Interview Details
- Candidates three times the number of vacancies will be shortlisted.
- Interview will be of 100 marks.
How to Apply for Bank Of India Recruitment 2026
We recommend following the step-by-step process carefully to avoid application errors:
- Visit the official website bankofindia.bank.in
- Navigate to the Career section
- Click on Recruitment Notice
- Select Bank of India Credit Officer Recruitment 2025-26
- Download and read the official notification thoroughly
- Click on Apply Online
- Complete the registration process
- Fill in all required details accurately in the application form
- Upload photograph, signature, and required documents in prescribed format
- Pay the application fee online as per category
- Submit the application form finally
- Take a printout of the submitted form for future reference
Bank Of India Recruitment 2026 Important Links
- Application Start Date: 20 December 2025
- Last Date to Apply Online: 5 January 2026
- Apply Online: Apply Now
- Official Website: https://bankofindia.bank.in
Why Bank Of India Credit Officer Recruitment 2026 is a Major Opportunity
We believe this recruitment drive is one of the most significant banking opportunities of 2026 due to:
- Large number of vacancies
- Attractive salary structure
- All India job location
- Stable government banking career
- Growth-oriented credit profile roles
Candidates preparing for banking careers should not miss this chance and must ensure timely submission of their applications.
